Call us on: 01322 912578
Finance for plant hire companies
From single-site operators to national hire firms, we provide finance that helps plant hire businesses expand fleets, manage cashflow and keep customers moving without compromise.
The equipment we help finance
We work with plant hire businesses of all sizes, providing finance for a wide range of equipment, including:
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Earth moving and heavy machinery – excavators, dumpers, loaders, dozers.
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Access equipment – scissor lifts, cherry pickers, MEWPs, telehandlers.
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Specialist kit – piling rigs, compaction equipment, road planers.
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Vehicles – tippers, grab lorries, HGVs, vans.
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Recycling and processing machinery – crushers, screeners, conveyors.
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If you need finance for kit not listed here, we’ll work with you to find the right solution.
When finance makes the difference
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Taking on a major hire contract that requires new machines.
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Upgrading older kit to improve utilisation and reduce downtime.
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Managing seasonal dips in demand during winter months.
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Covering VAT or tax deadlines without slowing operations.
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Releasing cash from owned assets to invest in growth.
Funding options tailored for trades
Every trade has different needs — whether it’s vans for your engineers, plant for site works, or bridging cashflow between staged payments. We’ll help you find the right facility.
Supporting you through peaks and troughs
Hire demand rises and falls with project cycles and the seasons. Finance smooths the quieter periods and ensures you can respond quickly when demand picks up.
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Keep your fleet available and well-maintained year-round.
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Manage cashflow when utilisation dips.
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Invest in new machines in time for busy summer periods.
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Take on more contracts without stretching resources.
How we work with plant hire companies
We understand that plant hire businesses run on availability and reliability. That’s why we focus on:
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Quick decisions to help you secure equipment when opportunities arise.
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Flexible structures — hire purchase, lease or refinance — to match your business model.
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Straightforward processes that avoid unnecessary paperwork.
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Ongoing support so you can keep growing with confidence.
Business finance in action
£150k asset refinance for a regional plant hire company.
The business wanted to expand its excavator fleet for a large civil engineering contract. We refinanced existing machinery to release £150k, giving them the capital to buy two new machines while keeping cashflow steady.
FAQs for plant hire companies
Who do you work with?
We support plant hire firms of all sizes, from local operators to multi-site businesses.
Can you finance both new and used equipment?
Yes. We provide finance for both new purchases and refinancing of existing machinery.
How quickly can funding be arranged?
Indicative options can often be given the same day. Once approved, funds are usually released within a week, with drawdowns sometimes in as little as 24–72 hours.
Do you only offer one type of finance?
No. We’ll recommend the right approach — whether that’s asset finance, refinance, working capital, VAT and tax funding, or short-term loans.
What turnover do I need to qualify?
We typically work with plant hire businesses turning over £600k+ per year.
How much can I access?
Facilities range from smaller loans for individual machines through to multi-million-pound support for fleet expansion.